Government Program Surveys

Government Program Surveys

Are You Eligible? The government programs currently available to homeowners can be valuable resources, but only if you know which ones are right for your situation. That’s why I’ve created this free resource that lets you find out which programs you’re eligible for. Read the descriptions for each program to see which one fits your [...]

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Understanding HAFA

Understanding HAFA

New Help Has Arrived! The rising number of foreclosures in this country is simply too big to ignore. That is why a government-backed program has been released that aims at streamlining foreclosure avoidance options. Short sales and deeds-in-lieu are dignified solutions to foreclosure, and now the government is making them easier, quicker and more accessible [...]

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Avoiding Mortgage Modification Fraud

Avoiding Mortgage Modification Fraud

I Am An Agent Against Mortgage Fraud! The last thing struggling homeowners need is to be victimized by fraud. Sadly, some people are preying on those who need help the most. Today, the real estate industry is the newest, biggest target for predatory schemes. In fact, the U.S. Attorney General, Eric Holder, stated that mortgage [...]

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Ohio Statewide Foreclosures Increase in 2009

Ohio Statewide Foreclosures Increase in 2009

The state of Ohio has seen a 3.8% increase in foreclosure filings in 2009 over 2008. The increases have been consistent over the past few years. Locally, in Butler, Clermont, Hamilton and Warren counties combined, the trend is similar at 3.8% increase from 2008 to 2009. However, looking at the number of foreclosures filed since [...]

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Can You Sell Your House For A Profit?

Can You Sell Your House For A Profit?

I wrote earlier regarding the stunning number of homes that are underwater, but in the same article on MSNBC, I came across a statistic so mind-numbing, it need its own post. From the MSNBC article: …28.5 percent of home sales nationwide sold for less than what the seller originally paid. That is completely stunning to [...]

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Most Homeowners Underwater on Record

Zillow.com has reported that 21.4 percent, or more than 1 in 5 single-family homeowners are underwater on their mortgage, as of the 4th quarter of 2009. Underwater simply means that the homeowner could not sell their home (market value) for enough to cover what they owe on their mortgage(s) and closing costs. This statistic is [...]

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HAFA is Learning from Failures of HAMP

HAFA is Learning from Failures of HAMP

In reading a lot of the headlines over the past few month in regards to the failures of the Home Affordable Modification Program (HAMP), it’s become evident that Washington is still striving to come up with a plan that works. HAMP was noble in the fact that it perhaps allowed families to adjust their mortgage [...]

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Walking Away Is NOT The Answer

Walking Away Is NOT The Answer

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome. You are not [...]

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Steps to Avoid Foreclosure

Steps to Avoid Foreclosure

In today’s market, 1 in 7 homeowners is having trouble paying the mortgage. More than 70% of these homeowners proceed without seeking assistance or getting the facts. Many do not even realize that foreclosure is a process, and that there is time to make decisions that may result in a better outcome. You are not [...]

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